> ## Documentation Index > Fetch the complete documentation index at: https://help.alk.work/llms.txt > Use this file to discover all available pages before exploring further. # Equity Mortgage > Screen and extract key information from equity mortgage application documents ## Overview Equity Mortgage is a workflow for screening and extracting key information from equity mortgage application documents so pension teams can review applications quickly and consistently. **What you get:** a structured table of extracted fields you can review, edit, and export. To set up the Equity Mortgage workflow (creating sessions, uploading documents, running a workflow, and exporting), see [Setting Up a Workflow](/workflows/setting-up-a-workflow) for a comprehensive guide. This page focuses on what's specific to **Equity Mortgage**. ## When to use Equity Mortgage Use Equity Mortgage when you need a consistent, compliant first-pass review of an equity mortgage application, including applicant details, property details, and key identifiers. ## Step-by-step usage Navigate to the Workflows section and select **Equity Mortgage**. Upload the client documents (PDF only). Click **Run** to begin extraction. Review the extracted fields and edit anything that is incorrect. Use Table view, Block view, and Wrap to validate outputs against the source. Export results (CSV or Excel) in PENCOM order for reporting or downstream processing. ## Inputs * **Required:** access to [alk.wamiri.com](https://alk.wamiri.com) * **Required:** stable internet connection * **Required document type:** client application documents (**PDF only**) ## What's specific to Equity Mortgage 1. **Sessions represent screening batches.** Create a new session for each screening batch so you can return to ongoing or past reviews. 2. **Upload supports multiple files (and collections).** Upload up to 10 documents at once and choose whether to create separate rows or group related files as a collection. 3. **Review is part of the workflow.** Treat outputs as draft. Validate key identifiers and any fields that drive decisions before exporting. ## Standard fields (default columns) Below are the standard documentation checks and key extractions for **Equity Contributions Withdrawal (Equity Mortgage)**. | Document | Documentation checks | Category | Key extractions | | ------------------------------------------------------------- | ------------------------------------------------------------------------------------ | --------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | Application form | Confirm the form is complete and all required sections are filled. | Applicant identity | Full name, RSA PIN, biometric (signature / picture), BVN, type of application | | Application form | Confirm lender details are provided and consistent across supporting documents. | Mortgage lender details | Mortgage lender name, address | | Application form | Confirm property and funding details are provided and consistent. | Description of property | Type of mortgage, type of property, value of property, RSA balance, equity amount, loan amount | | Application form | Confirm beneficiary account details are provided. | Bank payment details | Bank account number, bank name | | Application letter by the RSA holder | Must be addressed to **LPPFA** and signed by the RSA holder. | Applicant request | Addressed to LPPFA, RSA holder full name, RSA PIN, signature | | Introduction letter from the employer | Must state the year of employment. | Employment confirmation | Employer name, RSA holder name, year of employment | | Letter of confirmation of non-remittance (Public sector only) | On employer letterhead. Must include required retirement details. | Non-remittance confirmation | Customer name and RSA PIN, retirement date (≥ 3 years as at date) or organisation retirement age | | NIMC | Confirm identity fields match other documents. | Applicant identity | Surname, first name, middle name, gender, date of birth, NIN, picture | | Bank statement (RSA holder with the mortgage lender) | Confirm the account belongs to the RSA holder and transactions are present. | Banking evidence | Bank name, account number, account name (must tally), transactions, customer name | | Mortgage loan offer letter | On mortgage bank letterhead. Values in words and figures must tally. | Loan offer | RSA holder full name, value of property, loan amount, equity amount, supplementary contribution amount (where applicable), repayment plan | | Mortgage loan offer letter | Confirm property details are clearly stated. | Property details | Type of property, description of property | | Mortgage loan offer letter | Confirm the RSA holder's bank details with the mortgage lender. | Bank details | RSA holder account name, account number with the mortgage lender | | Memorandum of acceptance | Confirm acceptance is signed. | Acceptance | RSA holder name, signature | | Property offer letter | Must be signed by the developer/owner of the property. | Property offer | Developer/owner name, customer full name, property description, property address, property type, value of property, signature | | Letter of verification of property offer | On employer letterhead addressed to **LPPFA** and must state authenticity. | Property verification | Customer full name, value of property, property description, property address, authenticity statement | | Consent form (signed by RSA holder) | Must be dated and signed. | Consent | Customer full name, RSA PIN, signature, date | | Letter of indemnity by RSA holder | Addressed to **LPPFA HQ** and stamped by the court. | Indemnity | Customer full name, RSA PIN, court stamp | | Letter of indemnity from mortgage lender | Must include LPPFA name and HQ address and be signed by authorised signatory. | Indemnity | LPPFA name and HQ address, customer full name, RSA PIN, authorised signatory | | Pension clearance certificate | Must be valid till end of current year. | Compliance | Certificate validity date | | RSA statement / TH | Confirm minimum eligibility checks and statement signing. | RSA eligibility | RSA PIN and name, RSA closing available value, 25% of RSA ≥ equity amount requested, first/last contribution dates, signed statement, previous withdrawals, number of months contributions (min. 60) | | Valuation report | Must be signed by a registered valuer and include valuation figures. | Property valuation | Mortgage lender name, customer full name, registered valuer signature, valuation figures/details, property address | | Property insurance | Sum assured must be ≥ value of property or forced sale value (per valuation report). | Insurance | Customer full name, property description, sum assured, insurer name | | Credit life / mortgage protection insurance | Sum assured must be ≥ value of property. | Insurance | Customer full name, property description, sum assured, insurer name | | Confirmation of availability of property | Addressed to **LPPFA** and confirms availability. | Property availability | Customer full name, property description, availability confirmation | | Property title document | Must reconfirm title holder on the legal search and address name discrepancies. | Title confirmation | Title holder name(s), supporting documents for name discrepancies | | Legal search / deed / power of attorney / CofO / RofO | Confirm title holders, full description, and no encumbrances. | Legal title | Title holders, property description, confirmation of no encumbrances | | Deed of assignment (where applicable) | Required where there is a joint venture between landowner and developer. | Legal title | Joint venture agreement evidence (landowner + developer) | | Letter of readiness to disburse | Mortgage bankers' letter addressed to **LPPFA** confirming readiness to disburse. | Disbursement readiness | Customer full name, loan amount (words/figures), equity amount (words/figures), property description, customer account number with mortgage bank, readiness statement | | Checklist | Checklist must be ticked correctly and match customer details. | Completeness check | Customer full name, RSA PIN, correctly ticked items | | Mortgage application form | Confirm full details and consistency with offer letter and valuation. | Mortgage application | Customer details, property description, value of property, equity amount, loan amount, repayment plan | ## Customising Equity Mortgage columns You can tailor columns to match how your pension team reviews equity mortgage applications. * Add columns for any additional data you need to extract. See [How To Add Custom Columns](/workflows/setting-up-a-workflow#how-to-add-custom-columns). * Rename columns to be explicit (for example, include the expected format). * Keep column names clear and unambiguous to improve extraction quality. ## Important notes * Always validate critical identifiers (for example, RSA PIN) against the source document. * If a field is consistently wrong, simplify the column name or add a short instruction to the column prompt. ## Related articles * [Setting Up a Workflow](/workflows/setting-up-a-workflow) * [How To Add Custom Columns](/workflows/setting-up-a-workflow#how-to-add-custom-columns) ## Need help? If you run into issues, contact the Wamiri support team at [support@wamiri.com](mailto:support@wamiri.com). Include: * What you were trying to do * What happened instead * Any error messages * Steps to reproduce * Screenshots or recordings (if available)